Blue Nile Insurance Replacement Certificate

An Insurance Replacement Certificate provides detailed information about your jewelry, including gemstone and diamond characteristics, metal type, and an Insurance Replacement Estimate that may be used when obtaining jewelry insurance coverage. This information may assist your insurer in replacing your jewelry with an item of like kind and quality in the event of a covered loss. The Insurance Replacement Estimate represents the purchase price paid for the item, and, subject to the terms described in the Certificate, Blue Nile will replace the item with one of like kind and quality (or the identical item, if available) at the Insurance Replacement Estimate for up to 24 months following the certificate issue date. The Insurance Replacement Certificate is intended for insurance purposes only and should not be considered a statement of resale value, liquidation value, or an offer by Blue Nile to purchase the item. 

• All engagement ring purchases

• All purchases over $5,000