U.S. Payment Methods
For orders shipping within the United States, we offer the following payment methods:
• Credit Card: VISA, MasterCard, American Express, and Discover.
We do not accept: Cash, CODs, check, money orders, ACH, or debit cards without the VISA/MasterCard logo.
Guam, US Virgin Islands. Restrictions apply.
• Online Payment Partners: We accept payment via PayPal. PayPal orders subject to the following limits.
• Bank Wire: AKA “Wire transfer” or “credit transfer“ is a method of electronic funds transfer from
one institution to another. Purchases made to Blue Nile for over $1000 are eligible for an additional
1.5% discount. After placing an order and selecting bank wire as your method of payment - which may
be subjected to a fee depending on your financial institution's policy - you'll receive an e-mail from
Blue Nile with account information to ensure the funds are properly transferred by your bank, which may
take up to two days to process. Once we have received your financial institution's fund transfer, your
order will be processed at which time you will receive your order confirmation email.
Please note: ACH (aka Automated Clearing House) transfers are not accepted at this time.
For further details about Bank Wire payments, contact your financial institution or call Blue Nile at
1-800-242-2728.