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Jewelry Insurance From Jewelers Mutual Insurance Group

Jewelers Mutual Insurance Group has provided the content on this page.   

We Encourage You To Protect Your New Piece For Your Peace Of Mind


Blue Nile has arranged for Jewelers Mutual Insurance Group, to bring our U.S. and Canadian (excluding Québec) customers valuable information about helping to protect your purchase. Since 1913, Jewelers Mutual has been the only insurer dedicated exclusively to jewelry and offers comprehensive repair or replacement coverage with worldwide protection against loss, theft, damage, and mysterious disappearance. Insuring your new purchase from Blue Nile can be quick and easy, and gives you the freedom to wear your jewelry without worry, knowing it’s protected.


If you have any questions about insuring with Jewelers Mutual, please email  

By clicking the button above, you move to a Jewelers Mutual website and authorize Jewelers Mutual to securely obtain and save details of your Blue Nile purchase for the purpose of calculating a no-obligation insurance quote. Retrieved information may include your name and address. 

The content of this page is provided by Jewelers Mutual. Blue Nile is not a licensed agent of Jewelers Mutual and does not sell or recommend insurance. Jewelers Mutual is an alternative to other insurance companies you may be considering. Any coverage is subject to acceptance by the insurer and to policy terms and conditions.

How does jewelry insurance work?

A standalone jewelry insurance policy, such as coverage with Jewelers Mutual, exists outside of your homeowners or renters insurance. This is a policy you purchase to cover your selected jewelry items, such as an engagement ring, necklaces, earrings or even your entire collection of fine jewelry. Depending on the policy you select, insurance for jewelry typically covers repairs or replacement in the event of damage, theft or disappearance.

How much do jewelry insurance companies charge?

Your diamond, engagement or general jewelry insurance premium will be unique to you. Premiums are affected by the coverage area, deductibles and the value of the pieces being insured.

Can I purchase engagement ring insurance on its own? 

You can insure as many pieces as you’d like. Many people opt to cover just their engagement ring and wedding band, but you can add additional jewelry to be insured if you’re looking for additional coverage.

What does jewelry insurance cover?

Jewelers Mutual insurance covers repair or replacement with protection against loss, theft, damage, loose stones and mysterious disappearance.

What kind of jewelry can I insure? 

Fine jewelry and loose gemstones are often eligible for jewelry insurance coverage through Jewelers Mutual.

Is worldwide ring insurance available? 

Jewelers Mutual insurance provides coverage worldwide, allowing policyholders to enjoy their covered jewelry essentially wherever their travels take them.