Blue Nile® Preferred Financing

Blue Nile® Preferred Financing Offers

* It only takes a few seconds to apply. Choose the Blue Nile Preferred Financing Account at checkout and, with instant online approval, you can start using your Blue Nile Preferred Financing Account immediately to buy any of the products on our website.
No Payments + No Interest:
  • No payments + no interest if paid in full in 6 months
  • Purchase flexibility up to $12,000
Subject to credit approval
36-Month Installment Plan:
  • Spread out your payments over 36 months
  • Reduced interest rate for this promotional purchase
  • Available for purchases of $3,000 to $12,000
Subject to credit approval
Standard Offer:
  • Purchase flexibility up to $12,000
  • Make easy monthly payments
Subject to credit approval

Bill Me Later®

Financing with Bill Me Later®

Blue Nile has partnered with Bill Me Later® to offer an additional method to pay for your purchase.

It's easy! Select Bill Me Later® at checkout.
Answer two questions and accept the terms.
No Payments + No Interest:
  • No payments + no interest if paid in full in 6 months
  • Purchase flexibility up to $12,000
Subject to credit approval
Standard Offer:
  • Purchase flexibility up to $12,000
  • Make easy monthly payments
Subject to credit approval

A Special Offer from Citi®

Citi® Diamond Preferred Card

Citi® Diamond Preferred Card


see terms
Subject to credit approval
  • Earn a $200 statement credit after $500 in purchases at Blue Nile or other online retailers in your first 3 months
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • $0 Liability on unauthorized purchases and Citi identity theft solutions
  • No annual fee*

Insurance

Jewelers Mutual Insurance Company
Insuring Your Blue Nile Purchase
Your Blue Nile purchase is covered by our insurance from the time it leaves our jeweler's workshop to the moment it arrives at your door. Learn how to continue this protection once your purchase is in your hands.

Jewelers Mutual Insurance Company

Jewelry insurance doesn't have to be complicated. Get your quote instantly. Apply immediately.