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Financing

Financing with Bill Me Later®

Blue Nile has partnered with Bill Me Later® to offer an additional method to pay for your purchase.
  Bill Me Later®
Bill Me Later®
  • Buy Faster: Approval in as little as 3 seconds
  • Later: Enjoy no interest for up to 6 Months on orders over $500*
  • Feel Secure: Zero fraud liability for unauthorized charges
  • Plus, there's no annual fee
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*Bill Me Later® is subject to credit approval as determined by the lender, CIT Bank, Salt Lake City, UT and is available to US customers who are of legal age in their state of residence. You must pay with Bill Me Later® to get the offer. No Interest for 90 days on orders over $250 and No Interest for 6 months on orders over $500. Click here to view important disclosures about payment amounts and terms. You will receive monthly statements and will be required to make minimum monthly payments. After the promotion expiration date shown on your billing statement (which will differ, depending on your promotional offer), if you have a remaining balance, finance charges will apply from the transaction date of the purchase.


Bank of America Financing

Blue Nile has partnered with Bank of America to offer financing on your purchase of $750 or more.
  • Rapid decisions on most applications
  • 3 months same-as-cash* or a line of credit with a repayment term of up to 60 months
  • Annual percentage rates as low as 8.99%**
  • Credit lines up to $25,000***
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  Bank of America
Services are available to US customers only.


*This account offers a 3 month same-as-cash feature on your initial purchase if it occurs within the first 3 months. Your initial repayment term will start at the end of the same-as-cash period. Finance charges will accrue. If you repay your initial purchase in full by the due date of your third statement, the issuer will credit back all finance charges accrued on that purchase. You may prepay at any time without penalty.


**The issuer will set your initial APR between 8.99% and 24.99% based on creditworthiness. The issuer reserves the right to change your APR, fees or other credit terms at the issuer's discretion. Additionally, if you fail to pay your minimum monthly payment by its Payment Due Date on any two occasions within 12 consecutive months, we may increase your APR up to a Default APR of 27.99%. Repayment term and payment amount are estimates which may change if, for example, the issuer changes your APR, you make late or partial payments, the issuer assesses fees, you enroll in Credit Protection, or you take additional advances. 3% transaction fee on each advance (minimum fee $5; there is no maximum). Transaction fee is added to balance and accrues finance charges. Other fees may apply.


***Upon approval, the issuer will establish your credit line based on creditworthiness. Your actual credit line could be lower than $25,000.


This account is issued and administered by FIA Card Services, N.A.


Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.


© 2009 Bank of America Corporation


Insurance

Insuring Your Blue Nile Purchase

Your Blue Nile purchase is covered by our insurance from the time it leaves our jeweler's workshop to the moment it arrives at your door. Learn how to continue this protection once your purchase is in your hands.


Jewelers Mutual Insurance Company

Jewelry insurance doesn't have to be complicated. Get your quote instantly. Apply immediately.
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  Jewelers Mutual Insurance Company
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No Interest for up to 6 Months
Minimum purchase required
Quick application process
Checkout is fast, easy and secure
* Subject to credit approval.
Learn More

Your options are limitless.  Phone a Diamond and Jewelry Consultant to create the ring or jewelry of your dreams.
866-441-5388
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