Terms and Conditions
† Blue Nile Credit Card Accounts, offered by Comenity Capital Bank, which determines qualifications for credit and promotion eligibility. Minimum monthly payments are required and at no time will the minimum payment due be less than $25.00. Standard variable APR of 26.99%, based on the Prime Rate. Minimum Interest Charge is $2.00.
†† No Interest if paid in full within 6 or 12 months.
No Interest if paid in full within 6 or 12 months. Interest will be charged to your account (at the standard, variable APR of 26.99% based on the Prime Rate) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments for this plan during the promotional period. Required minimum purchase of $500.00 for the 6 month plan or $1,500.00 for the 12 month plan.
††† 9.99% APR if paid in full in 24, 36 or 48 months.
If the balance is not paid in full in 24, 36 or 48 months or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable APR of 26.99% based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded to the nearest $1.00); or $5.