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Blue Nile has partnered with Bank of America to offer you financing on your diamond or fine jewelry purchase. Apply online today to receive a rapid decision on a line of credit on any purchase of $750 or more.
Choose either:
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3 months Same-as-Cash
No payments and no interest
for 90 days if initial purchase
repaid by the end of the
same as cash period*
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– or –
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Line of Credit
Pay for your purchase
over a repayment term
of up to 60-months
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Bank of America also offers:
Competitive Annual Percentage Rates as low as 8.99%**
Credit lines up to $25,000***
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Call Bank of America
at 800-833-6262.
Please mention
Priority Code: FAARSQ
Monday through Friday
8 AM to Midnight ET
Saturday
8 AM to 5 PM ET
Sunday
9 AM to 5 PM ET
Check your line of credit status.
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What happens after you apply?
If you are approved, you will be offered terms from Bank of America which you can accept or decline. If you accept the offer, you will receive a Line of Credit ID number you can use to purchase online or via phone with a Blue Nile diamond and jewelry consultant.
Bank of America recognizes the importance of keeping your information secure, and you're invited to view the privacy policy to learn more.
This account is issued and administered by FIA Card Services, N.A.
*This account offers a 3 month same-as-cash feature on your initial purchase if it occurs within the first 3 months. Your initial repayment term will start at the end of the same-as-cash period. Finance charges will accrue. If you repay your initial purchase in full by the due date of your third statement, the issuer will credit back all finance charges accrued on that purchase. You may prepay at any time without penalty.
**The issuer will set your initial APR between 8.99% and 24.99% based on creditworthiness. The issuer reserves the right to change your APR, fees or other credit terms at the issuer's discretion. Repayment term and payment amount are estimates which may change if, for example: the issuer changes your APR, you make late or partial payments, the issuer assess fees, you enroll in Credit Protection, or you take additional advances. 3% transaction fee on each advance (minimum fee $5; there is no maximum). Transaction fee is added to balance and accrues finance charges. Other fees may apply.
***Upon approval, the issuer will establish your credit line based on creditworthiness. Your actual credit line could be lower than $25,000.
If you discover fraudulent activities with your account, please call 866-226-8240 during these hours: 8 AM - 5 PM EST Monday through Friday.
Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.
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